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Unbeatable Savings with

India's Top Cashback Credit Cards

Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.

Discover the Best Credit Cards Tailored to Your Spending Habits!

Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.

Portfolio
Everyday
Online spends upto ₹1,00,000 per month at 5% cashback
Online and offline food, dining, grocery spends upto ₹10,000 per month at 10% cashback
Unlimited other offline spends at 1.5% cashback
Utility spends upto ₹2,500 per month at 10% cashback
Online food, dining, grocery spends upto ₹5,000 per month at 10% cashback
Portfolio
Foodie
Dining spends on EazyDiner upto ₹1,000 per transaction at 25% discount
Online and offline food, dining, grocery spends upto ₹10,000 per month at 10% cashback
Swiggy Food, Instamart, Dineout spends upto ₹15,000 per month at 10% cashback
Portfolio
freebie
Dining spends on EazyDiner upto ₹500 per transaction at 20% discount, 3 times per month
Food orders on Zomato upto ₹120 per transaction at 40% discount, 2 times per month
8 domestic airport lounge access per year without any spend conditions
Frequent instant discount offers on popular e-commerce platforms
Category
Airport Lounge

Domestic Airport Lounge without spend conditions

Credit CardVisits
ICICI Sapphiro Credit Card4 per quarter
AU Ixigo Credit Card8 per year
HDFC Tata Neu Infinity Credit Card2 per quarter
IndusInd EazyDiner Signature Credit Card2 per quarter
HSBC Live Plus (Cashback) Credit Card1 per quarter

Domestic Airport Lounge with spend conditions

Credit CardVisitsCondition
IDFC First Wealth Credit Card2 per quarterMinimum spend of ₹20,000 in previous month
Axis Ace Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis Airtel Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis Flipkart Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis MyZone Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
HDFC Millennia Credit Card1 per quarterMinimum spend of ₹1,00,000 in previous quarter
Category
Shopping

Any Online Store

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month

Online Tata Brands Tata CLiQ, Croma, Titan, Westside

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Tata Neu Infinity Credit Card5% Cashback + 5% NeuCoins with Tata NeuPass
Unlimited

Offline Tata Brands

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card5% Cashback
Unlimited

Amazon

Credit CardRewardLimit
ICICI Amazon Credit Card5% Cashback
Unlimited
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹30,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹20,000 per month

Flipkart

Credit CardRewardLimit
Axis Flipkart Credit Card5% Cashback
Unlimited
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹30,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹20,000 per month
Category
Food Order

Any Food Order

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

Swiggy

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
Axis Flipkart Credit Card4% Cashback
Unlimited

Zomato

Credit CardRewardLimit
Axis Neo Credit Card40% Instant Discount
Upto ₹120 per order
Twice per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Category
Dining

Offline Restaurants, Food Courts

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

EazyDiner

Credit CardRewardLimit
IndusInd EazyDiner Signature Credit Card25% Instant Discount
Upto ₹1,000 per transaction
Unlimited times per month
IndusInd EazyDiner Platinum Credit Card20% Instant Discount
Upto ₹500 per transaction
Trice per month

Swiggy Dineout

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month

Zomato Dining

Credit CardRewardLimit
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
Category
Grocery

Any Grocery Store Online & Offline

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

Amazon Fresh

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
ICICI Amazon Credit Card5% Cashback
Unlimited

BigBasket & BBnow

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Axis Airtel Credit Card10% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹500 per month
Spends upto ₹5,000 per month

Swiggy Instamart

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Category
Utility

Any Utility Mobile, DTH, Broadband, Electricity, Gas

Credit CardRewardLimit
Axis Airtel Credit Card10% Cashback
Cashback upto ₹250 per month
Spends upto ₹2,500 per month
HDFC Tata Neu Infinity Credit Card5% Cashback
Cashback upto ₹2,500 per month
Spends upto ₹50,000 per month
Axis Ace Credit Card5% Cashback
Cashback upto ₹500 per month
Spends upto ₹10,000 per month

Airtel Mobile, DTH, Broadband

Credit CardRewardLimit
Axis Airtel Credit Card25% Cashback
Cashback upto ₹250 per month
Spends upto ₹1,000 per month
Category
Offline

Offline Tap & Pay, Card swipes on POS machine

Credit CardRewardLimit
HSBC Cashback Credit Card1.5% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Unlimited
Axis Ace Credit Card1.5% Cashback
Unlimited
ICICI Amazon Credit Card1% Cashback
Unlimited
Category
UPI

UPI RuPay Cards

Credit CardRewardLimit
Kiwi Credit Card2% Cashback with Kiwi Neon Membership
Cashback upto 1% of credit limit per month
Milestone benefits on spends upto 5% cashback
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Cashback upto ₹500 per month
Spends upto ₹33,333 per month
Category
Airport Lounge

International Airport Lounge

Credit CardRewardLimit
SBI Miles Elite Credit Card6 visits per year
HDFC Tata Neu Infinity Credit Card4 Visits per year
SBI Miles Prime Credit Card4 Visits per year
AU Ixigo Credit Card1 Visits per year
Category
Forex

Mark-up Fee on international spends

Credit CardRewardLimit
AU Ixigo Credit Card0% on international spends
Category
Fuel

Indian Oil

Credit CardRewardLimit
RBL IndianOil Xtra Credit Card7.5% Valueback
Valueback upto ₹1,000 per month
Spends upto ₹13,333 per month
Axis IndianOil Credit Card4% Valueback
Valueback upto ₹250 per month
Spends upto ₹6,250 per month

Bharat Petroleum

Credit CardRewardLimit
SBI BPCL Octane Credit Card6.25% Valueback
Valueback upto ₹625 per month
Spends upto ₹10,000 per month
Category
Taxi

Any Taxi Service

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month

Ola

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹30,000 per month

Uber

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹30,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹20,000 per month
Axis Flipkart Credit Card4% Cashback
Unlimited
Category
Insurance

Online Insurance Payments

Credit CardRewardLimit
Standard Chartered Smart Credit Card2% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹50,000 per month
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Unlimited
ICICI Amazon Credit Card1% Cashback
Unlimited
Category
Jewellery

Online Jewellery Stores

Credit CardRewardLimit
ICICI Amazon Credit Card1% Cashback
Unlimited

Tanisq

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card5% Cashback
Unlimited