Unbeatable Savings with
India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Discover the Best Credit Cards Tailored to Your Spending Habits!
Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.
UPI
2% Cashback upto 1% of the credit limit per month
- UPI payments to merchants
- Subscription of Kiwi Neon membership
- 1% cashback if not subscribed
- Milestone benefits on spends upto 5% cashback
- Repayments
- Fuel
- Jewellery
- Cash Withdrawal
- Wallet Load
- Insurance
- Education
- Government Services
- Rent
- Utilities
- EMI
- Purchases converted to EMI Post-Facto
- Payment of Card Fees & Other Charges (bill payments)
- Service Stations
- Telecom & Cable
- Professional Services (Legal, Financial Services, etc.)
- Any merchant which as per internal records of the Bank or Kiwi is promoting/ enabling unfair usage of credit cards or cash encashment
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional cashback on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Cashback as coins will be credited depending on the ongoing offers or rewards
- Withdraw these coins to any UPI ID
- The minimum withdrawal is 200 coins