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Unbeatable Savings with

India's Top Cashback Credit Cards

Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.

Discover the Best Credit Cards Tailored to Your Spending Habits!

Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.

Portfolio
Everyday
Online spends upto ₹1,00,000 per month at 5% cashback
Online and offline food, dining, grocery spends upto ₹10,000 per month at 10% cashback
Unlimted other offline spends at 1.5% cashback
Utility spends upto ₹2,500 per month at 10% cashback
Online food, dining, grocery spends upto ₹5,000 per month at 10% cashback
Portfolio
Foodie
Dining spends upto ₹1,000 discount per transaction at 25% cashback
Online and offline food, dining, grocery spends upto ₹10,000 per month at 10% cashback
Swiggy Food, Instamart, Dineout spends upto ₹15,000 per month at 10% cashback
Category
Shopping

Any Online Store

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month

Online Tata Brands Tata CLiQ, Croma, Titan, Westside

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Tata Neu Infinity Credit Card5% Cashback + 5% NeuCoins with Tata NeuPass
Unlimited

Offline Tata Brands

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card5% Cashback
Unlimited

Amazon

Credit CardRewardLimit
ICICI Amazon Credit Card5% Cashback
Unlimited
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

Flipkart

Credit CardRewardLimit
Axis Flipkart Credit Card5% Cashback
Unlimited
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Category
Food Order

Any Food Order

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

Swiggy

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
Axis Flipkart Credit Card4% Cashback
Unlimited

Zomato

Credit CardRewardLimit
Axis Neo Credit Card40% Instant Discount
Upto ₹120 per order
Twice per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Category
Dining

Offline Restaurants, Food Courts

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

EazyDiner

Credit CardRewardLimit
IndusInd EazyDiner Signature Credit Card25% Instant Discount
Upto ₹1,000 per transaction
Unlimited times per month
IndusInd EazyDiner Platinum Credit Card20% Instant Discount
Upto ₹500 per transaction
Trice per month

Swiggy Dineout

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month

Zomato Dining

Credit CardRewardLimit
Axis Airtel Credit Card10% Cashback
Cashback upto ₹500 per month
Spends upto ₹5,000 per month
Category
Grocery

Any Grocery Store Online & Offline

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month

Amazon Fresh

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
ICICI Amazon Credit Card5% Cashback
Unlimited

BigBasket & BBnow

Credit CardRewardLimit
HSBC Cashback Credit Card10% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Axis Airtel Credit Card10% Cashback + 5% NeuCoins with Tata NeuPass
Cashback upto ₹500 per month
Spends upto ₹5,000 per month

Swiggy Instamart

Credit CardRewardLimit
HDFC Swiggy Credit Card10% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HSBC Cashback Credit Card10% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Category
Utility

Any Utility Mobile, DTH, Broadband, Electricity, Gas

Credit CardRewardLimit
Axis Airtel Credit Card10% Cashback
Cashback upto ₹250 per month
Spends upto ₹2,500 per month
HDFC Tata Neu Infinity Credit Card5% Cashback
Unlimited
Axis Ace Credit Card5% Cashback
Cashback upto ₹500 per month
Spends upto ₹10,000 per month

Airtel Mobile, DTH, Broadband

Credit CardRewardLimit
Axis Airtel Credit Card25% Cashback
Cashback upto ₹250 per month
Spends upto ₹1,000 per month
Category
Taxi

Any Taxi Service

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month

Ola

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month

Uber

Credit CardRewardLimit
SBI Cashback Credit Card5% Cashback
Cashback upto ₹5000 per month
Spends upto ₹1,00,000 per month
HDFC Swiggy Credit Card5% Cashback
Cashback upto ₹1,500 per month
Spends upto ₹15,000 per month
HDFC Millennia Credit Card5% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
Axis Flipkart Credit Card4% Cashback
Unlimited
Category
Insurance

Online Insurance Payments

Credit CardRewardLimit
Standard Chartered Smart Credit Card2% Cashback
Cashback upto ₹1,000 per month
Spends upto ₹10,000 per month
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Unlimited
ICICI Amazon Credit Card1% Cashback
Unlimited
Category
Jewellery

Online Jewellery Stores

Credit CardRewardLimit
ICICI Amazon Credit Card1% Cashback
Unlimited

Tanisq

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card5% Cashback
Unlimited
Category
Offline

Offline Tap & Pay, Card swipes on POS machine

Credit CardRewardLimit
HSBC Cashback Credit Card1.5% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Unlimited
Axis Ace Credit Card1.5% Cashback
Unlimited
ICICI Amazon Credit Card1% Cashback
Unlimited
Category
Airport Lounge

Domestic Airport Lounge without spends conditions

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card8 Visits per year
IndusInd EazyDiner Signature Credit Card2 visits per quarter
SBI Miles Elite Credit Card2 visits per quarter
SBI Miles Prime Credit Card2 visits per quarter
HSBC Cashback Credit Card1 visit per quarter
SBI Miles Credit Card1 visit per quarter

Domestic Airport Lounge with conditions

Credit CardRewardLimit
Axis Airtel Credit Card4 visits per year
Minimum spend of ₹50,000 in last 3 months
Axis Ace Credit Card4 visits per year
Minimum spend of ₹50,000 in last 3 months
Axis Flipkart Credit Card4 visits per year
Minimum spend of ₹50,000 in last 3 months

International Airport Lounge

Credit CardRewardLimit
SBI Miles Elite Credit Card6 visits per year
HDFC Tata Neu Infinity Credit Card4 Visits per year
SBI Miles Prime Credit Card4 Visits per year
Category
UPI

UPI RuPay Cards

Credit CardRewardLimit
HDFC Tata Neu Infinity Credit Card1.5% Cashback
Cashback upto ₹500 per month
Spends upto ₹33,333 per month

1% Cashback on paying Credit Card Bills

1% cashback upto ₹750 per month on paying Credit Card bills using selected HDFC Bank debit cards

  • Open HDFC Bank mobile application or internet banking website
  • Navigate to 'Bill Pay > Add Biller > Credit Card' to add a biller
  • Enter and submit details of the card to register it as a biller
  • Select the biller for the payment
  • Enter the amount to be paid
  • Select debit card as the payment method
  • Make the payment
  • Cashback is credited as Reward Points in a week
  • Navigate to 'Cards > Debit Cards -> Redeem Reward Points' to redeem them
  • Redeemed Reward Points are credited in HDFC Savings account in a week

  • Payments using HDFC EasyShop Platinum and Millennia debit Cards
  • Cashback upto ₹750 on HDFC EasyShop Platinum debit card
  • Cashback upto ₹400 on HDFC Millennia debit card
  • Not applicable on payments using HDFC Savings account
  • Not applicable on payments using Payzapp mobile application
  • Not applicable for HDFC Credit Card bill payments

Additional Cashback on Applying for Credit Cards

Get additional cashback on applying for a new credit card

  • Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
  • Cashback is applicable on Lifetime free cards
  • Some offers do not apply to existing cardholders of the bank

  • Withdraw cashback to bank account via NEFT
  • Withdraw cashback as Amazon or Flipkart gift cards
  • Minimum withdrawal is ₹250

Additional Cashback on Shopping Email Address

Additional cashback on updating your email address on online stores to a smart spam-free inbox designed for shopping

  • Create a new email inbox
  • Update your profile on online stores with this new email
  • The inbox automatically tracks new orders
  • Cashback as coins will be credited depending on the ongoing offers or rewards
  • Withdraw these coins to any UPI ID
  • The minimum withdrawal is 200 coins