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India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
AU Ixigo Credit Card
Effective April 1, 2025 - Revised terms and conditions for Ixigo AU Credit Card usage and airport lounge access.
AU Ixigo Credit Card
Effective April 10, 2026 - Reward points on transportation transactions removed entirely. Domestic lounge access spend requirement increased to ₹50,000 per quarter (from ₹20,000).
Forex
Zero Fee
- Zero mark-up fee on international spends
Flight
10% Off upto ₹1000 per month
- Applicable only on flight tickets booked with Ixigo
- Once per month
Hotel
10% Off upto ₹1000 per month
- Applicable only on hotels booked with Ixigo
- Once per month
Fuel Surcharge
1% Waiver upto ₹250 per month
- Transaction of ₹400 to ₹5000 excluding GST & other charges
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional Rewards on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Reward Coins will be credited depending on the ongoing offers
- Redeem the coins for vouchers or additional brand discounts