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India's Top Cashback Credit Cards

Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Category
UPI

UPI payments via RuPay enabled cards

AU Kosmo Kiwi Credit Card
Upto 5% Valueback
Unlimited
Yes Klick Kiwi Credit Card
Upto 5% Valueback
Unlimited
Axis SuperMoney Credit Card
3% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card
1.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹33,333 per month
SBI Tata Neu Infinity Credit Card
1.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹33,333 per month
Axis Airtel Credit Card
1% Cashback
Unlimited
Axis SuperMoney Credit Card
1% Cashback
Unlimited
CSB Edge+ Credit Card
1% Valueback
Unlimited
SBI PhonePe Select Black Credit Card
1% Valueback
Valueback upto ₹2,000 per month
Spends upto ₹2,00,000 per month
SBI PhonePe Purple Credit Card
1% Valueback
Valueback upto ₹1,000 per month
Spends upto ₹1,00,000 per month
HDFC Tata Neu Plus Credit Card
1% Valueback
Valueback upto ₹500 per month
Spends upto ₹50,000 per month
SBI Tata Neu Plus Credit Card
1% Valueback
Valueback upto ₹500 per month
Spends upto ₹50,000 per month
AU Kosmo Kiwi Credit Card
0.5% Valueback
Unlimited
Kotak Cashback Plus Credit Card
0.5% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
SBI Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
Yes Klick Kiwi Credit Card
0.25% Valueback
Unlimited
HDFC Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
SBI Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
Merchants

Kiwi

Super Money

Tata Neu

Merchant
Kiwi

UPI Scan & Pay via Kiwi app

AU Kosmo Kiwi Credit Card
Upto 5% Valueback
Unlimited
Yes Klick Kiwi Credit Card
Upto 5% Valueback
Unlimited
Axis Airtel Credit Card
1% Cashback
Unlimited
Axis SuperMoney Credit Card
1% Cashback
Unlimited
CSB Edge+ Credit Card
1% Valueback
Unlimited
SBI PhonePe Select Black Credit Card
1% Valueback
Valueback upto ₹2,000 per month
Spends upto ₹2,00,000 per month
SBI PhonePe Purple Credit Card
1% Valueback
Valueback upto ₹1,000 per month
Spends upto ₹1,00,000 per month
Kotak Cashback Plus Credit Card
0.5% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
SBI Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
HDFC Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
SBI Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
Merchant
Super Money

UPI transactions via super.money app

Axis SuperMoney Credit Card
3% Cashback
Unlimited
Axis Airtel Credit Card
1% Cashback
Unlimited
CSB Edge+ Credit Card
1% Valueback
Unlimited
SBI PhonePe Select Black Credit Card
1% Valueback
Valueback upto ₹2,000 per month
Spends upto ₹2,00,000 per month
SBI PhonePe Purple Credit Card
1% Valueback
Valueback upto ₹1,000 per month
Spends upto ₹1,00,000 per month
AU Kosmo Kiwi Credit Card
0.5% Valueback
Unlimited
Kotak Cashback Plus Credit Card
0.5% Cashback
Unlimited
HDFC Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
SBI Tata Neu Infinity Credit Card
0.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹1,00,000 per month
Yes Klick Kiwi Credit Card
0.25% Valueback
Unlimited
HDFC Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
SBI Tata Neu Plus Credit Card
0.25% Valueback
Valueback upto ₹500 per month
Spends upto ₹2,00,000 per month
Merchant
Tata Neu
HDFC Tata Neu Infinity Credit Card
1.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹33,333 per month
SBI Tata Neu Infinity Credit Card
1.5% Valueback
Valueback upto ₹500 per month
Spends upto ₹33,333 per month
Axis Airtel Credit Card
1% Cashback
Unlimited
Axis SuperMoney Credit Card
1% Cashback
Unlimited
CSB Edge+ Credit Card
1% Valueback
Unlimited
SBI PhonePe Select Black Credit Card
1% Valueback
Valueback upto ₹2,000 per month
Spends upto ₹2,00,000 per month
SBI PhonePe Purple Credit Card
1% Valueback
Valueback upto ₹1,000 per month
Spends upto ₹1,00,000 per month
HDFC Tata Neu Plus Credit Card
1% Valueback
Valueback upto ₹500 per month
Spends upto ₹50,000 per month
SBI Tata Neu Plus Credit Card
1% Valueback
Valueback upto ₹500 per month
Spends upto ₹50,000 per month
AU Kosmo Kiwi Credit Card
0.5% Valueback
Unlimited
Kotak Cashback Plus Credit Card
0.5% Cashback
Unlimited
Yes Klick Kiwi Credit Card
0.25% Valueback
Unlimited