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India's Top Cashback Credit Cards

Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Lounge Access
Best Cards for Airport Lounge Access

Domestic and international airport lounge access. Cards with unlimited or conditional lounge visits for better travel perks.

Domestic Airport Lounge without spend conditions

Credit CardVisits
HSBC Live+ Credit Card1 per quarter
SBI PhonePe Select Black Credit Card4 per year

Domestic Airport Lounge with spend conditions

Credit CardVisitsCondition
BOB Eterna Credit CardUnlimitedMinimum spend of ₹40,000 in previous 3 months
Federal Scapia Credit CardUnlimitedMinimum spend of ₹20,000 in previous month
ICICI Sapphiro Credit Card4 per quarterMinimum spend of ₹50,000 in previous month
AU Ixigo Credit Card2 per quarterMinimum spend of ₹20,000 in previous quarter
HDFC Tata Neu Infinity Credit Card2 per quarterMinimum spend of ₹50,000 in previous quarter
IDFC First Wealth Credit Card2 per quarterMinimum spend of ₹20,000 in previous month
SBI Tata Neu Infinity Credit Card2 per quarterMinimum spend of ₹75,000 in previous quarter
Axis Ace Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis Airtel Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis Flipkart Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
Axis MyZone Credit Card1 per quarterMinimum spend of ₹50,000 in previous 3 months
HDFC Millennia Credit Card1 per quarterMinimum spend of ₹1,00,000 in previous quarter
HDFC Tata Neu Plus Credit Card1 per quarterMinimum spend of ₹50,000 in previous quarter
SBI Tata Neu Plus Credit Card1 per quarterMinimum spend of ₹50,000 in previous quarter

International Airport Lounge without spend conditions

Credit CardVisits
HDFC Tata Neu Infinity Credit Card1 per quarter
SBI PhonePe Select Black Credit Card1 per quarter
SBI Tata Neu Infinity Credit Card1 per quarter
ICICI Sapphiro Credit Card2 per year
AU Ixigo Credit Card1 per year

International Airport Lounge with spend conditions

Credit CardVisitsCondition
IDFC First Wealth Credit Card2 per quarterMinimum spend of ₹20,000 in previous month
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