Unbeatable Savings with
India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Discover the Best Credit Cards Tailored to Your Spending Habits!
Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.
Issuing Bank
Axis Bank
Co-Brand
Reward Type
Cashback
Reward Credit
Cashback is credited to credit card balance in few days after the statement is generated
Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Domestic Lounge
1 per quarter
International Lounge
0
Utility
5% Cashback upto ₹500 per month
- Utility spends on Google Pay mobile application
- Mobile Recharge
- DTH
- Internet
- Electricity
- Gas
Preferred Partners
4% Cashback upto ₹500 per month
- Swiggy
- Zomato
- Ola
Other Spends
1.5% Cashback Unlimited
- Both online and offline spends
- Fuel
- EMI
- Wallet
- Jewelry
- Cash advances
- Rental Payments
- Government services
- Insurance services
- Education services
- Utility outside of Google Pay
Fuel Surcharge
1% Waiver upto ₹500 per month
- Transaction of ₹400 to ₹4000 excluding GST & other charges
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional cashback on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Cashback as coins will be credited depending on the ongoing offers or rewards
- Withdraw these coins to any UPI ID
- The minimum withdrawal is 200 coins