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India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Issuing Bank
CSB Bank
Co-Brand
Reward Type
Jewels (5 Jewels = ₹1)
Reward Credit
Jewels are credited for each transaction and redeemable in Jupiter app for cash, vouchers, digital gold, and bill payments
Joining Fee
₹999 + GST
Annual Fee
FREE
Domestic Lounge
0
International Lounge
0
CSB Edge+ Credit Card
Effective March 21, 2026 - Monthly cashback cap increased to ₹2,000 (from ₹1,500). Per-merchant cap ₹600 (from ₹500). New ₹200 transaction-wise cap introduced.
CSB Edge+ Credit Card
Limited time offer - Zero joining fee (₹999 normally)
Shopping
10% Valueback upto ₹2,000 per month
- Amazon
- Flipkart
- Myntra
- Ajio
- Zara
- Nykaa
- Croma
- Reliance Trends
- Tata Cliq
- Reliance Digital
- Cashback limit of ₹600 per merchant per month
- Cashback limit of ₹200 per transaction
Jupiter Flights
7% Valueback upto ₹1,000 per month
- Flight bookings via Jupiter app
Travel Portals
5% Valueback upto ₹1,000 per month
- MakeMyTrip
- Yatra
- EaseMyTrip
- Cleartrip
Other Spends
1% Valueback unlimited
Fuel Surcharge
1% Surcharge Waiver Maximum ₹100 per transaction
- Minimum spend of ₹400
- Maximum spend of ₹3,000
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional Rewards on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Reward Coins will be credited depending on the ongoing offers
- Redeem the coins for vouchers or additional brand discounts