Unbeatable Savings with
India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Discover the Best Credit Cards Tailored to Your Spending Habits!
Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.
Issuing Bank
HDFC Bank
Co-Brand
Reward Type
Cashback
Reward Credit
Cashback is credited to Tata NeuCoins balance in few days after the statement is generated
Joining Fee
₹1,499 + GST
Annual Fee
₹1,499 + GST
Domestic Lounge
2 per quarter
International Lounge
1 per quarter
Tata Brands
5% Cashback Unlimited
- Online and offline spends on Tata Brands
- Additional 5% NeuCoins with NeuPass on Tata Neu app and website
- 1mg
- BigBasket
- Croma
- Air India and Air India Express
- Tata CLiQ
- Taj groug of Hotels
- Westside
- Qmin
- Tata Play
- Cult
- Tata Pay
- Titan
- Tanishq
- Cashback on grocery transactions is capped at ₹2,000 per month
- Cashback on utility transactions is capped at ₹2,000 per month
UPI
1.5% Cashback upto ₹500 per month
- Only on RuPay variant of the card
- Transaction through Tata Neu UPI app Only
- 0.5% cashback on other UPI app
Other Spends
1.5% Cashback Unlimited
- Domestic and international spends
- Education payments on institute website or pos
- Rental
- Government
- Education payments on other apps
Fuel Surcharge
1% Waiver upto ₹500 per month
- Transaction of ₹400 to ₹5000 excluding GST and other charges
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional Rewards on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Reward Coins will be credited depending on the ongoing offers
- Redeem the coins for vouchers or additional brand discounts