Unbeatable Savings with
India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Discover the Best Credit Cards Tailored to Your Spending Habits!
Explore the curated list of credit cards, organized by spend categories, to maximize your cashback rewards. Whether you're a frequent diner, avid traveler, or everyday shopper, the list identifies the top credit cards that offer unparalleled value back on your expenditures.
Issuing Bank
IDFC Bank
Co-Brand
Reward Type
Reward Points (1 RP = ₹0.25)
Reward Credit
Reward Points are credited for each billing cycle
Joining Fee
FREE
Renewal Fee
FREE
Domestic Lounge
2 per quarter
International Lounge
2 per quarter
Rewards Points
- 1 reward points for every ₹150 spent
- 3X reward points on spends till ₹20,000 in a statement cycle (0.5% valueback)
- 10X reward points on spends over ₹20,000 in a statement cycle (1.67% valueback)
- 1x reward points on Insurance and Utility transactions
- 3x reward points on Rental and Property Management transactions
- ₹99 + GST per redemption of reward points
- Fuel
- EMI Transaction
- Cash withdrawal
- Government
- Education
- Wallet
PayTM Movies
BOGO upto ₹500 per month
- Movie Tickets on PayTM mobile app
- Minimum 2 tickets in a transaction
- Maximum discount of ₹250 per transaction
- Twice per month
Fuel Surcharge
1% Waiver upto ₹400 per month
- Fuel spends at any fuel stations across India
- Transaction of ₹200 to ₹5000
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional cashback on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Cashback as coins will be credited depending on the ongoing offers or rewards
- Withdraw these coins to any UPI ID
- The minimum withdrawal is 200 coins