Save with
India's Top Cashback Credit Cards
Cashback credit cards offer a percentage of the spending back as cash rewards. It essentially means savings on every rupee spent. Apart from cashback, credit cards often come with additional benefits like discounts on partner merchants, travel benefits, lounge access, and others, which can further enhance savings.
Issuing Bank
Kotak Mahindra Bank
Co-Brand
Reward Type
Cashback
Reward Credit
Cashback is credited as reward points (1 point = ₹1). Accrued points can be redeemed as cashback through one-click redemption on Kotak Rewards platform. Points expire 1 year from accrual date.
Joining Fee
₹750 + GST
Annual Fee
₹750 + GST
Domestic Lounge
0
International Lounge
0
Online Spends
5% Cashback Up to ₹750 per statement cycle
- Online food delivery
- Online groceries
- Online entertainment (movies, OTT)
- Rent
- B2B transactions
- Utilities
- Insurance
- Education
- Government payments
- Wallet
- Online skill-based gaming
- EMI
Movies
5% Cashback Up to ₹750 per statement cycle
Fuel
3% Cashback
Other Eligible Spends
0.5% Unlimited Cashback
- Rent
- B2B transactions
- Utilities
- Insurance
- Education
- Government payments
- Wallet
- Online skill-based gaming
- EMI
Get additional cashback on applying for a new credit card
- Some cashback offers on newly launched cards could cover the joining and annual fees for 2-5 years
- Cashback is applicable on Lifetime free cards
- Some offers do not apply to existing cardholders of the bank
- Withdraw cashback to bank account via NEFT
- Withdraw cashback as Amazon or Flipkart gift cards
- Minimum withdrawal is ₹250
Additional Rewards on updating your email address on online stores to a smart spam-free inbox designed for shopping
- Create a new email inbox
- Update your profile on online stores with this new email
- The inbox automatically tracks new orders
- Reward Coins will be credited depending on the ongoing offers
- Redeem the coins for vouchers or additional brand discounts